Most group benefits plans are built to serve the whole team well. Extended health, dental, disability, life insurance. For most employees, that coverage does its job. But for executives, business owners, and key leaders whose health and availability directly affect how an organization runs, the standard plan often leaves a gap in one area: speed […]

Most benefits plans don’t fail dramatically. They slowly stop working. The coverage stops feeling relevant, the renewal conversations get more frustrating, and at some point someone on your team asks a question your advisor can’t answer. If any of that sounds familiar, it might be time to review your employee benefits plan and whether your […]

Replacing an employee in Canada now costs an average of $30,680. That number comes from a 2026 Express Employment Professionals survey of more than 500 Canadian hiring decision-makers, and it’s up from $29,234 the year before. Multiply that across a few departures in a single year, and the numbers add up quickly. Skipping a benefits […]

If you’ve spent any time looking at group benefits, you’ve probably come across the term Employee Assistance Program, or EAP. It’s one of those benefits that almost every employer has heard of, but far fewer can explain clearly. What does it cover? Who can use it? And should it be a priority in your benefits […]

The conversation around semaglutide and employer benefits plans has been building for a few years now. In the spring of 2026, it moved from theory to reality. Canada became the first G7 country to approve a generic version of Ozempic, with two generics now authorized by Health Canada and roughly seven more submissions currently under […]

May is Mental Health Month in Canada, and for most organizations, it tends to look the same way every year: a company-wide email, a reminder about the EAP, maybe a wellness challenge. Then June arrives and things go back to normal. The problem isn’t that employers don’t care about mental health. It’s that caring and […]

Mental health is now the leading cause of workplace disability in Canada, surpassing musculoskeletal issues for the first time. That shift is significant, and most organizations aren’t prepared for what it means for their benefits strategy, their teams, or their bottom line. Employee Assistance Programs (EAPs) were designed to help with exactly this. But for […]

Healthcare costs have been climbing steadily, and for many employers, the question is no longer whether to manage them but how to do it without making employees feel like they’re getting less. Spending accounts offer a practical answer to that question. They give employees more control over how they use their benefits while giving employers […]

Healthcare costs have been climbing steadily, and for many employers, the question is no longer whether to manage them but how to do it without making employees feel like they’re getting less. Spending accounts offer a practical answer to that question. They give employees more control over how they use their benefits while giving employers […]

Retirement and Estate Planning Tips for Employers and Employees For a lot of employers, retirement and estate planning sit somewhere on the to-do list without ever quite making it to the top. Day-to-day priorities take over, and longer-term questions about what your employees have in place for the future get pushed aside. But those questions […]

Hiring in the early stages of a business comes with real pressure. You want to bring in capable people who believe in what you’re building, but you’re also watching every dollar closely. Big companies can lean on generous compensation packages. Startups rarely have that luxury. This is where startup benefits play a much bigger role […]

The holidays are behind us, the credit card bills are arriving, and most employees are stepping into the new year with at least one financial goal in mind. Whether it’s paying down debt, saving for a home, or building a better budget, money is top of mind in January. But here’s what often gets overlooked: […]