Most benefits plans don’t fail dramatically. They slowly stop working. The coverage stops feeling relevant, the renewal conversations get more frustrating, and at some point someone on your team asks a question your advisor can’t answer. If any of that sounds familiar, it might be time to review your employee benefits plan and whether your […]

Replacing an employee in Canada now costs an average of $30,680. That number comes from a 2026 Express Employment Professionals survey of more than 500 Canadian hiring decision-makers, and it’s up from $29,234 the year before. Multiply that across a few departures in a single year, and the numbers add up quickly. Skipping a benefits […]

If you’ve spent any time looking at group benefits, you’ve probably come across the term Employee Assistance Program, or EAP. It’s one of those benefits that almost every employer has heard of, but far fewer can explain clearly. What does it cover? Who can use it? And should it be a priority in your benefits […]

Healthcare costs have been climbing steadily, and for many employers, the question is no longer whether to manage them but how to do it without making employees feel like they’re getting less. Spending accounts offer a practical answer to that question. They give employees more control over how they use their benefits while giving employers […]

Healthcare costs have been climbing steadily, and for many employers, the question is no longer whether to manage them but how to do it without making employees feel like they’re getting less. Spending accounts offer a practical answer to that question. They give employees more control over how they use their benefits while giving employers […]

The holidays are behind us, the credit card bills are arriving, and most employees are stepping into the new year with at least one financial goal in mind. Whether it’s paying down debt, saving for a home, or building a better budget, money is top of mind in January. But here’s what often gets overlooked: […]

1. Start With the Data Before making any changes, take a good look at how your current plan is performing. Are employees actually using what’s included? Are you paying for coverage that no longer makes sense? A proper claims analysis can uncover patterns, gaps, and opportunities to adjust your plan to fit your people better. […]

Today’s workforce is looking for more than dental coverage and gym discounts. As talent needs shift and expectations evolve, employers are exploring benefits that reflect the real lives of their people. These aren’t just nice-to-haves. For the right team, they can be a game-changer. Let’s take a closer look at three emerging benefits that are […]

Choosing the right benefits structure for your business can feel like putting together a puzzle. Between rising health care costs, employee expectations, and your organization’s bottom line, it’s no longer just about picking a plan that checks the boxes. It’s about finding the right fit: something that reflects your values, your team’s needs, and your […]